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Ways to Save on Health Insurance Sedona AZ

With the wide variety of health insurance plans available, choosing the lowest cost option should not be the only factor influencing your decision. Instead, you should look for a plan that fits the needs of your and your family. After selecting a plan, there are ways to save on your health insurance costs. Here are 10 Tips to Save on health insurance.

Ted M Byers DDS PC
(928) 282-5964
120 Northview Rd #
Sedona, AZ
 
Blue Cross Blue Shield of Arizona
(602) 864-4400
2444 W Las Palmaritas Dr.
Phoenix, AZ
 
American Dental Plan
(602) 265-6677
1645 E. Bethany Home Rd.
Phoenix, AZ
 
Perimeter Group
(480) 951-5933
17797 N Perimeter Drive D-101
Scottsdale, AZ
 
Ray Cerimeli
960 Oxford Lane
Chandler, AZ
Company
Title: Financial Service Consultant
Service
Disability Insurance,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Life Insurance,Investment & Portfolio Management,Long-Term Health Care Planning,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Individual Income Tax Planning,Health Care Insurance,Retirement Planning,Real Estate Investm

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David H. Bill, DDS & David A. Herald, DDS
(928) 282-1514
1146 W State Route
Sedona, AZ
 
Arrowhead Insurance LLC
(623) 572-0032
20229 N. 67th Ave.
Glendale, AZ
 
MeMD
1-855-6363
7332 E. Butherus
Scottsdale, AZ
 
Integrity Outsource LLC
(602) 952-5500
2201 E. Camelback Suite 123
Phoenix, AZ
 
AnCap Insurance
(602) 943-2586
8802 N Fourth St
Phoenix, AZ
 
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Ways to Save on Health Insurance

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With the wide variety of health insurance plans available, choosing the lowest cost option should not be the only factor influencing your decision. Instead, you should look for a plan that fits the needs of your and your family. After selecting a plan, there are ways to save on your health insurance costs. Here are 10 Tips to Save on health insurance.

1. Compare Multiple Health Insurance Quotes
Premiums can vary greatly, sometimes as much as 50% for similar plans. When comparing plans be sure to evaluate the benefits as well as the monthly premium. Make sure your plan provides adequate catastrophic coverage, with preferably at least a $2 million lifetime maximum benefit.

2. Raise Your Deductible
The higher your deductible, the lower your monthly premium. Keep in mind, you will be responsible for medical bills out of your own pocket until this deductible is reached. However, there are plans that will waive the deductible for office visits, preventative care, prescription drugs, or accidental injuries.

3. Factor in Co-Insurance
Co-insurance is the amount the insurance company will pay after you meet your deductible. Most companies will pay 80% of the medical bill after the deductible up to an annual maximum of typically $5,000 to $10,000. Medical bills in excess of this annual maximum will be covered at 100% by the insurance company. Some companies offer 50% co-insurance plans which may lower the monthly premium. But if you visit your doctor frequently, the policy may actually cost you more in the long run....

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