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Ways to Save on Health Insurance Flagstaff AZ

With the wide variety of health insurance plans available, choosing the lowest cost option should not be the only factor influencing your decision. Instead, you should look for a plan that fits the needs of your and your family. After selecting a plan, there are ways to save on your health insurance costs. Here are 10 Tips to Save on health insurance.

Charles Booth
2812 N Norwalk
Mesa, AZ
Company
Title: CPA, PFS
Company: Clarity Wealth Management
Type
Investment Advisor Rep: Yes
Education
Arizona State University
B.S. Accounting
1971
Years Experience
Years Experience: 10
Service
Life Insurance,Investment & Portfolio Management,Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Business Income Tax Planning,Fee-Only Comprehensive Financial Planning,Health Care Insurance,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financia

Data Provided by:
HalSi Insurance Services
(520) 296-7881
7670 E Broadway
Tucson, AZ
 
Greg Zale
4365 E. Pecos Rd #136
Gilbert, AZ
Company
Company: LPL Financial
Service
Pension for Highly Compensated Owners,Stock Market Alternative,Wealth Management,Life Insurance,Investment Consulting & Allocation Design,Insurance & Risk Management Planning,Asset Protection Strategies & Planning,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Health Care Insurance,Retirement Planning,Annuity Ideas & Strategy Planning,Retirement Income Accumulation Planning,401k Rollover From Employer,Income for Life/ Preserve Principal,Disability Insurance,Annuities,Commission-Only Financia

Data Provided by:
True Choice Benefits LLC
(480) 206-8294
PO Box 1914
Chandler, AZ
 
Lovitt & Touche Inc Insurance & Bonds
(602) 956-2250
1050 W. Washington St Ste 233
Tempe, AZ
 
Integrity Outsource LLC
(602) 952-5500
2201 E. Camelback Suite 123
Phoenix, AZ
 
Marreel Slater Insurance (MSI)
(602) 476-0079
2475 W. Queen Creek Rd. Suite 5
Chandler, AZ
 
Jeffrey Biro
6900 E. Camelback Rd.
Scottsdale, AZ
Company
Title: President
Company: Family Wealth Advisors
Type
Investment Advisor Rep: Yes
Education
Double Bachelor's
Master's (abt)
Years Experience
Years Experience: 28
Service
Portfolio Engineering,Pension for Highly Compensated Owners,Stock Market Alternative,Wealth Management,Disability Insurance,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Individual Income Tax Planning,Fee Only Portfolio Management,Mortgage Refinancing,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Medicare Planning,Life Insurance,Investment & Portfolio

Data Provided by:
Arrowhead Insurance LLC
(623) 572-0032
20229 N. 67th Ave.
Glendale, AZ
 
Bennett & Porter Insurance Services
(480) 212-1150
3200 N. Hayden Rd
Scottsdale, AZ
 
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Ways to Save on Health Insurance

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With the wide variety of health insurance plans available, choosing the lowest cost option should not be the only factor influencing your decision. Instead, you should look for a plan that fits the needs of your and your family. After selecting a plan, there are ways to save on your health insurance costs. Here are 10 Tips to Save on health insurance.

1. Compare Multiple Health Insurance Quotes
Premiums can vary greatly, sometimes as much as 50% for similar plans. When comparing plans be sure to evaluate the benefits as well as the monthly premium. Make sure your plan provides adequate catastrophic coverage, with preferably at least a $2 million lifetime maximum benefit.

2. Raise Your Deductible
The higher your deductible, the lower your monthly premium. Keep in mind, you will be responsible for medical bills out of your own pocket until this deductible is reached. However, there are plans that will waive the deductible for office visits, preventative care, prescription drugs, or accidental injuries.

3. Factor in Co-Insurance
Co-insurance is the amount the insurance company will pay after you meet your deductible. Most companies will pay 80% of the medical bill after the deductible up to an annual maximum of typically $5,000 to $10,000. Medical bills in excess of this annual maximum will be covered at 100% by the insurance company. Some companies offer 50% co-insurance plans which may lower the monthly premium. But if you visit your doctor frequently, the policy may actually cost you more in the long run....

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