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Understanding Homeowners Insurance Sedona AZ

Since the typical customer maintains their homeowners policy for more than ten years with the same insurance company, it is important to periodically refresh your understanding of what the policy covers. Since the majority of customers buy through a local agent, one of the best ways to stay educated about your homeowners insurance policy is by asking the right questions to get the most out of discussions with your insurance agent. For customers who deal directly with their insurer, the same conversation can take place by phone with a customer service representative.

Farmers Insurance / Nelms Insurance
(928) 282-6052
70 Tortilla
Sedona, AZ
 
Bailor Insurance LLC State Farm
(928) 282-1242
1725 W State Route
Sedona, AZ
 
Farmers Cheri Marx Agency
(928) 284-1099
20 Bell Rock Plaza
Sedona, AZ
 
Draxler Insurance
(928) 634-5511
2400 E State Route
Cottonwood, AZ
 
Kathy Scherich Agency - American Family
(928) 567-0335
452 W Finnie Flat
Camp Verde, AZ
 
Draxler Insurance
(928) 282-6200
3060 W State Route
Sedona, AZ
 
Johnson Insurance Services LLC
(928) 282-3615
PO Box 1630
Sedona, AZ
 
Sedona Benefits
(408) 234-4394
85 Piedras del Norte
Sedona, AZ
 
Butler - Leavitt Insurance Agency
(928) 634-5521
405 S Main St
Cottonwood, AZ
 
Jl Equine Insurance Inc
(877) 264-2658
PO Box 30787
Phoenix, AZ
 

Understanding Homeowners Insurance

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Since the typical customer maintains their homeowners policy for more than ten years with the same insurance company, it is important to periodically refresh your understanding of what the policy covers. Since the majority of customers buy through a local agent, one of the best ways to stay educated about your homeowners insurance policy is by asking the right questions to get the most out of discussions with your insurance agent. For customers who deal directly with their insurer, the same conversation can take place by phone with a customer service representative. The following are a few things to remember when discussing your insurance needs with your insurance representative:

Understand what is included in your policy.
All homeowners insurance policies include coverage for instances of fire, theft or vandalism, among other perils. But some natural disasters, including floods and earthquakes, may not be included in the regular policy. Be sure to ask your insurer what your policy includes. You may want to add additional coverage if you believe your home is at risk for natural disasters not covered by a basic policy.

Protect your identity.
A growing number of insurance companies now offer affordable insurance to cover the costs associated with identity theft. According to the J.D. Power and Associates 2006 Homeowners Insurance Study,SM identity theft is a number one concern among consumers and most desire coverage in this area....

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