Term Life Insurance Flagstaff AZ

Term life insurance protects your family from suffering a drastic loss of income after you pass away. Aside from blessing your beneficiaries with a monthly stipend, life insurance also sometimes covers the cost of your funeral and any debts you may have piled up before your passing. If you want to buy term life insurance in Flagstaff, you would like to check more information online.

Benefit Logic, Inc
(623) 388-4328
1500 E. Cedar Ave.
Flagstaff, AZ
 
Mr. Jeffrey J. Biro (RFC®), CEP
(480) 969-5667
6900 E. Camelback Road, Suite A-39
Scottsdale, AZ
Company
Family Wealth Advisors
Qualifications
Education: BA, MA(abt)
Years of Experience: 30
Membership
IARFC, MDRT, FPA, SFSP, NAIFA, GAMA, NICEP
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Trustee Service, Pension Planning, Executive Compensation Planning, Retirement Planning, Medicaid Planning, Tax Planning, Seminars Work, Employee Benefits, Mutual Funds, Mortgage Loans, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Auto Home Insurance, Charitable Planning, Education Plan, LiabCover, Compensation Plans

Data Provided by:
Rick Willoughby
15022 S 40th Pl
Phoenix, AZ
Company
Title: AAMS, AWMA
Company: Symphony Financial Services LLC
Type
Investment Advisor Rep: Yes
Education
College for Financial Planning Accredited Asset Management Specialist
College for Financial Planning Accredited Wealth Management Advisor
Years Experience
Years Experience: 24
Service
High Yield Bank Accounts,401k Rollover From Employer,Income for Life/ Preserve Principal,Alternative Investments,Disability Insurance,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Individual Income Tax Planning,Portfolio Engineering,Pension for Highly Compensated Owners,Stock Market Alternative,Reverse Mortgage,Medicaid,Life Insurance,Investment & Portfolio

Data Provided by:
Mrs. Evelyn D. Driver (RFC®), CEP
(480) 344-7743
11715 North 114th Way
Scottsdale, AZ
Company
Independent Financial Group
Qualifications
Education: BS in Business Administration, Arizona State University, 1987
Years of Experience: 23
Membership
IARFC, NICEP
Services
Invoice, Estate Planning, Portfolio Management, Pension Planning, Retirement Planning, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, Mortgage Loans, CommOptions, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Charitable Planning, Healthcare Accounts, BuySell, LiabCover

Data Provided by:
Mr. Lance Andrew McGraw (RFC®)
(480) 703-6087
1423 S Higley Rd # 128
Mesa, AZ
Company
McGraw Custom Financial Solutions LLC
Qualifications
Education: Weber State UniversityKaplan UniversityCalifornia Coast University
Years of Experience: 12
Membership
IARFC
Services
Invoice, Estate Planning, Retirement Planning, Medicaid Planning, Tax Planning, Tax Returns, Seminars Work, Annuities, Life Insurance, Long Term Care Insurance, Auto Home Insurance, Charitable Planning, Education Plan, Asset Protection, Compensation Plans

Data Provided by:
Michael Cross
3875 N. 44th Street
Phoenix, AZ
Company
Title: Investment Advisor Representative
Company: Cross Financial
Type
Investment Advisor Rep: Yes
Education
Arizona State University
Years Experience
Years Experience: 13
Service
Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Fee-Only Comprehensive Financial Planning,401k Rollover From Employer,CD Alternative,Disability Insurance,Annuities,Alternative Asset Class Planning,Commission-Only Financial Planning (Full Disclosure),Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Business Income Tax Planning,Fee Only Portfolio Management,Income for Life/ Preserve Princi

Data Provided by:
Ray Cerimeli
960 Oxford Lane
Chandler, AZ
Company
Title: Financial Service Consultant
Service
Disability Insurance,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Life Insurance,Investment & Portfolio Management,Long-Term Health Care Planning,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Individual Income Tax Planning,Health Care Insurance,Retirement Planning,Real Estate Investm

Data Provided by:
Jeff P. Vogan (RFC®), CSA
(480) 355-5245
2929 N Power Road Suite 101
Mesa, AZ
Company
Premiere Advantage
Qualifications
Education: BS
Years of Experience: 19
Membership
IARFC, FPA, SCSA, NAIFA
Services
Invoice, Estate Planning, Pension Planning, Executive Compensation Planning, Retirement Planning, Medicaid Planning, Tax Planning, Seminars Work, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Charitable Planning, Charitable Foundations, Asset Protection, Compensation Plans

Data Provided by:
Mr. Jeffrey D. Carter (RFC®), CSA, LUTCF
(623) 933-9500
10451 W. Palmeras Drive
Sun City, AZ
Company
Smart Financial Strategies, Inc.
Qualifications
Years of Experience: 22
Membership
IARFC, SCSA, NAIFA
Services
Invoice, Estate Planning, Trustee Service, Retirement Planning, Medicaid Planning, Tax Planning, Seminars Work, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Charitable Planning, Charitable Foundations, Asset Protection, Compensation Plans

Data Provided by:
Mr. Daniel J. Trotta (RFC®), MBA
(480) 626-8089
10105 E Via Linda Dr #103-324
Scottsdale, AZ
Company
Choice Benefits Inc.
Qualifications
Education: MA.Ed, University of Phoenix;MBA, Roosevelt University; BBA, Walsh College;AAS, Scottsdale Community College
Years of Experience: 16
Membership
IARFC
Services
Invoice, Estate Planning, Business Planning, Pension Planning, Retirement Planning, Tax Planning, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Business Coach, Charitable Planning, Education Plan, Healthcare Accounts, BuySell

Data Provided by:
Data Provided by:

Term Life Insurance

The purpose of term life insurance is to offer your family and other loved ones financial security in case you die. The recipients of life insurance benefits are called beneficiaries.

Term life insurance protects your family from suffering a drastic loss of income after you pass away. Aside from blessing your beneficiaries with a monthly stipend, life insurance also sometimes covers the cost of your funeral and any debts you may have piled up before your passing.

There are three main factors that you need to investigate while purchasing term life insurance (http://www.equote.com/li/termlifeinsurance.html). These are choosing a beneficiary, choosing the type of policy that best suits your pocketbook and selecting the level of coverage that you feel will take care of your loved ones in the event tofu your death.

Anyone can be named as a beneficiary on a life insurance policy. However, the spouse is usually the first choice, followed by any surviving children. Whoever would suffer from a loss of basic life support as the result of your demise is a good choice to name as a beneficiary on a term life insurance policy.

Most companies offer permanent life insurance as well. Term life insurance covers you for a limited period of time and permanent insurance covers you until death.

Term life insurance is usually much less costly than permanent life insurance. However expense should not be determining factor in making your decision about which category is best for you. The purpose of life insurance is to ensure the well being of your family...

The money that your beneficiaries receive after you pass away is officially called a “death benefit.” The cost of supporting your dependents, their standard of living and your debts are all taken into account in order to come up with how much money this should be. The higher the death benefit settlement required, the more expensive the policy will be over the long run.

Depending on the life insurance company, you may be able to add conditions to your policy such as being able to access the money before you die. This usually applies in the case of a financial emergency.

Remember that giving false information on an application to a life insurance policy is a serious offense, even if it is no exam term life insurance (http://www.equote.com/li/term life insurance.html). If your insurance company discovers any “white lies” your policy can be immediately canceled and you will lose all of the money that you have invested in your premiums.

Life insurance experts advise shopping around for quotes before you decide to purchase a policy. There are many sites on the Internet that will allow you to compare quotes from big name providers as well as rate their financial solvency.

It is important to research these matters as you want to make sure that the life insurance company handling the future benefits of your loved ones is going to be in business for a long time. This is especially important in these times and if you decided to purchase peasant life insurance instead of term life insurance.

Sarah Martin is a freelance marketing writer based out of San Diego, CA. She specializes in finance, business, and term life insurance. For a free, no exam term life insurance quote, please visit http://www.equote.com/ .



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