Spending Plan Basics For College Students Flagstaff AZ

Learn how to budget your money and get out of debt. Read on and learn more.

A New Beginning Credit Consulting
(480) 695-6435
P.O. Box 30522
Flagstaff, AZ
 
Cliff Castle Casino
(928) 567-7900
555 Middle
Camp Verde, AZ
 
Karl A Mueller Law Office
(602) 357-0972
1425 S Higley Rd
Gilbert, AZ
 
Ruth Ann Burgueno Nutritional Counselor
(928) 282-9540
450 Jordan Rd Ste
Sedona, AZ
 
Health Care Credit Solutions
(480) 281-8600
6720 N Scottsdale Rd
Scottsdale, AZ
 
Finefrock Law Firm Pllc
(480) 584-4886
770 N Monterey St
Gilbert, AZ
 
Corporate America Family CU
(623) 218-0325
8337 West Bell
Peoria, AZ
 
Consumer Credit Counseling
(480) 834-2284
1234 S Power Rd
Mesa, AZ
 
The Credit Pros
(928) 420-9352
1183 Luane
Prescott, AZ
 
Heartsong Healing
(928) 300-6648
PO Box 4023
Sedona, AZ
 

Spending Plan Basics For College Students

Provided by:

Three easy steps to save money and get out of debt

A spending plan is another tool that reveals the impact that goal setting could have on your personal finances. A spending plan, or budget can help you get out of debt.

Financial goals will not necessarily have a dollar amount affixed to them. This will require that you either generate more income or reduce expenses or possibly, if you already have monies allocated, shift monies within your plan. In any case, your spending plan will let you know if your goal is financially possible.

Additionally, a spending plan can help you:

  • Stay out of debt.
  • Identify areas for potential savings.
  • Provide a cushion for unforeseen expenses.
  • Save money for long-term goals.
  • Avoid impulse spending.

If you haven't already put your spending plan together, do it now.

Step 1 - Write It Down

  • Estimate your monthly take-home income and expenditures.
  • Gather information from your paycheck stubs, most recent statements, and available receipts.
  • Look through your check register and/or credit card bills for purchases you may easily miss.
  • Divide annual figures by 12 for monthly amounts; semi-annual figures by six, etc.
  • Make "best guess" estimates when necessary.
  • Add your own specific categories.

 


Click here for more information from YoungMoney.com.