Spending Plan Basics For College Students Flagstaff AZ

Learn how to budget your money and get out of debt. Read on and learn more.

A New Beginning Credit Consulting
(480) 695-6435
P.O. Box 30522
Flagstaff, AZ
 
Premier Debt Solutions
(602) 889-7244
5450 East High Street
Phoenix , AZ
Prices and/or Promotions
Free consultation

Sun Country Credit Union
(623) 975-2100
19436 North R H Johnson Blvd
Sun City, AZ
 
Law Office Of Randall J Craig PLLC
(480) 767-0400
9449 N. 90th St. Suite 207
Scottsdale, AZ
 
Angelini Law Offices
(480) 776-0291
16810 Avenue Of The fountain
Scottsdale, AZ
 
The Credit Pros
(928) 420-9352
1183 Luane
Prescott, AZ
 
Law Offices of Kevin Jensen
(480) 632-7373
3303 E Baseline Rd
Gilbert, AZ
 
Kersting Zalena M Atty
(480) 345-2300
633 E Ray Rd
Gilbert, AZ
 
Corporate America Family CU
(623) 218-0325
8337 West Bell
Peoria, AZ
 
Only in Sedona / Sedona Psychic Wisdom
(928) 203-1194
PO Box 3294
Sedona, AZ
 

Spending Plan Basics For College Students

Provided by:

Three easy steps to save money and get out of debt

A spending plan is another tool that reveals the impact that goal setting could have on your personal finances. A spending plan, or budget can help you get out of debt.

Financial goals will not necessarily have a dollar amount affixed to them. This will require that you either generate more income or reduce expenses or possibly, if you already have monies allocated, shift monies within your plan. In any case, your spending plan will let you know if your goal is financially possible.

Additionally, a spending plan can help you:

  • Stay out of debt.
  • Identify areas for potential savings.
  • Provide a cushion for unforeseen expenses.
  • Save money for long-term goals.
  • Avoid impulse spending.

If you haven't already put your spending plan together, do it now.

Step 1 - Write It Down

  • Estimate your monthly take-home income and expenditures.
  • Gather information from your paycheck stubs, most recent statements, and available receipts.
  • Look through your check register and/or credit card bills for purchases you may easily miss.
  • Divide annual figures by 12 for monthly amounts; semi-annual figures by six, etc.
  • Make "best guess" estimates when necessary.
  • Add your own specific categories.

 


Click here for more information from YoungMoney.com.