How To Find An Affordable Loan Flagstaff AZ

For many consumers it can be very difficult to find loans they can afford and there can be many factors that can affect the cost of a loan for an individual like bad credit or other similar issues. And this article discusses about how to find a afordable loan; read on and learn more.

Wells Fargo - Flagstaff Mall Branch
(866) 245-3452
4650 N Hwy 89 D3
Flagstaff, AZ
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided by:
Chase - East Flagstaff Branch
(877) 682-4273
4830 North Highway 89
Flagstaff, AZ
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Wells Fargo - So. Woodlands Village Branch
(866) 245-3452
2700 So. Woodlands Village Boulevard
Flagstaff, AZ
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided by:
Bank of America - Flagstaff Downtown Branch
(800) 432-1000
125 East Birch Street
Flagstaff, AZ
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Chase - Flagstaff Downtown Branch
(877) 682-4273
100 West Birch Street
Flagstaff, AZ
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Wells Fargo - East Flagstaff Branch
(866) 245-3452
2625 North Fourth Street
Flagstaff, AZ
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided by:
Bank of America - Flagstaff Mall Branch
(800) 432-1000
4550 North Us Highway 89
Flagstaff, AZ
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Bank of America - Flagstaff Woodlands Branch
(800) 432-1000
2625 South Woodlands Village Boulevard
Flagstaff, AZ
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
BBVA Compass Bank - Flagstaff/Kachina Kbc Branch
(800) COM-PASS
1416 East Route 66
Flagstaff, AZ
ATM Fees
monthly fee: Monthly service fees range from $0 to $20.00. See institution about how these monthly fees can be waived.
ATM Fee Rebate Noe: BBVA Compass Bank rebates ATM Surcharge Fees. Contact the institution for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided by:
Wells Fargo - Flagstaff Branch
(866) 245-3452
1200 South Milton Road
Flagstaff, AZ
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided by:
Data Provided by:

How To Find An Affordable Loan

For many consumers it can be very difficult to find loans they can afford and there can be many factors that can affect the cost of a loan for an individual like bad credit or other similar issues. To improve the chances of getting a more affordable loan there are a number of steps that can be taken

The most common factor contributed to the amount you pay for a loan is your credit rating and this is something that can be checked regularly to ensure the information on it is accurate. It can often be the case that human or computer related errors have adversely affected your credit rating and will need to be rectified. By regularly checking your credit report for these types of mistakes you will find the cost of loans you apply for can be drastically reduced.

If you do have a bad credit rating it might be worth speaking to a loan broker who will help you find the right loan. The benefit of using brokers is that with their knowledge of a wide range of lenders they are more likely to find a cheaper loan that will suit your particular needs. This means you would be less likely to just go for the first loan you look at because you don’t think you will be able to get anything better.

When considering a loan it is worth remembering that there two main types of loan and these are secured and unsecured and knowing which of the two to go for can make all the difference in terms of cost. If you are a homeowner the secured loan is a far more affordable option and this is mainly because with the current financial situation the rates on unsecured loans have been rising steadily. The only thing to remember with secured loans is that to take advantage of this you will need to be a homeowner.

You can also reduce your payments by looking for the right repayment period offers and these may differ with each lender you look at. By increasing the period over which you repay your loan you can significantly reduce the amount you will need to pay each month on your loan. Although repayment periods may change with each lender it is secured loans that will offer the longest repayment terms and save you the most money in terms of your monthly repayment.

And the most important thing when trying to find the best loans is to look around at the various lenders out there. It is always worth checking out the range of loans each lender has because the rates and payments period are usually different with each one. Doing this enables you to find the most suitable monthly payment at the lowest interest rate available and this means that paying back your loan will be far easier and often a lot cheaper.

Using one of the many loan comparison sites found on the internet is many times a worthwhile effort. These online comparison sites connect straight to the loan lenders and evaluate your credit profile and then present you with the latest loan products that suit your own financial needs, requirements and credit status.

Peter Kenny is a writer for The Thrifty Scot, please visit us at http://www.thriftyscot.co.uk/Loans/Personal_Loans.html and http://www.thriftyloans.co.uk http://www.thriftyscot.co.uk/092008/should-you-put-your-spare-money-towards-your-mortgage-or-your-retirement.html



Provided by ZingArticles.com