Getting Out Of Debt Flagstaff AZ

A college student explains how she got out of debt and started a budget.

A New Beginning Credit Consulting
(480) 695-6435
P.O. Box 30522
Flagstaff, AZ
 
Verde Valley Guidance Clinic
(928) 634-2236
8 Cottonwood
Cottonwood, AZ
 
Imagine Solutions Today IBO
(928) 284-0374
PO Box 20365
Sedona, AZ
 
LifeLock
(480) 457-5110
60 E. Rio Salado Parkway
Tempe, AZ
 
Slater Lawrence Atty
(480) 497-1330
1400 N Gilbert Rd
Gilbert, AZ
 
Take Charge America
(623) 266-6376
20620 N 19th Ave
Phoenix, AZ
 
Karl A Mueller Law Office
(602) 357-0972
1425 S Higley Rd
Gilbert, AZ
 
Cliff Castle Casino
(928) 567-7900
555 Middle
Camp Verde, AZ
 
Kersting Zalena M Atty
(480) 345-2300
633 E Ray Rd
Gilbert, AZ
 
Sun Country Credit Union
(623) 975-2100
19436 North R H Johnson Blvd
Sun City, AZ
 

Getting Out Of Debt

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One Sunday afternoon, in 2003, during a conversation with my friend Jeannette, neither one of us could hold back our tears as we realized that we couldn’t do what we wanted because of our financial situations. I can still remember Jeannette saying that she couldn’t even afford to get her mother a card and flowers for Mother’s Day.

Now, that hurt. But boy did it hit home. On a monthly income of $800, I had racked up more than $2,000 in debt spread over one credit card, two charge cards, a medical bill and money owed to a bank. Oh, and did I mention my rent was $500?  The debt monkey was not only my best friend; it was also my Siamese twin and my shadow.

Jeanette and I decided to break our apartment leases and move in together. That’s when I realized that a) I was not alone and that b) I needed to do something about it. Suffering from severe anxiety or even worse an emotional collapse due to debt is not how college students --or anyone else-- should live their lives. So, what’s a student to do?

MasterCard’s website offers the following three suggestions for getting out of debt:

1. Stop spending and start paying off debt

2. You need to be honest about how you got into debt in the first place and start dealing with your finances

3. Set goals and do whatever you need to do to become debt free...


Click here to read the rest of the article at YoungMoney.com.