Getting Out Of Debt Flagstaff AZ

A college student explains how she got out of debt and started a budget.

A New Beginning Credit Consulting
(480) 695-6435
P.O. Box 30522
Flagstaff, AZ
 
Karl A Mueller Law Office
(602) 357-0972
1425 S Higley Rd
Gilbert, AZ
 
Private Debt Solutions
(480) 443-0313
15115 N Airport DR
Scottsdale, AZ
 
Verde Valley Guidance Clinic
(928) 634-2236
8 Cottonwood
Cottonwood, AZ
 
MoneyQuest Corporation
(602) 799-4155
Po Box 5267
Peoria, AZ
 
Debt Free Consolidation Phoenix
(623) 570-1310
3621 W Saguaro Park Lane
Glendale, AZ
 
Imagine Solutions Today IBO
(928) 284-0374
PO Box 20365
Sedona, AZ
 
Kersting Zalena M Atty
(480) 345-2300
633 E Ray Rd
Gilbert, AZ
 
LifeLock
(480) 457-5110
60 E. Rio Salado Parkway
Tempe, AZ
 
Desert Schools Federal Credit
(623) 335-5960
7975 W Peoria
Peoria, AZ
 

Getting Out Of Debt

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One Sunday afternoon, in 2003, during a conversation with my friend Jeannette, neither one of us could hold back our tears as we realized that we couldn’t do what we wanted because of our financial situations. I can still remember Jeannette saying that she couldn’t even afford to get her mother a card and flowers for Mother’s Day.

Now, that hurt. But boy did it hit home. On a monthly income of $800, I had racked up more than $2,000 in debt spread over one credit card, two charge cards, a medical bill and money owed to a bank. Oh, and did I mention my rent was $500?  The debt monkey was not only my best friend; it was also my Siamese twin and my shadow.

Jeanette and I decided to break our apartment leases and move in together. That’s when I realized that a) I was not alone and that b) I needed to do something about it. Suffering from severe anxiety or even worse an emotional collapse due to debt is not how college students --or anyone else-- should live their lives. So, what’s a student to do?

MasterCard’s website offers the following three suggestions for getting out of debt:

1. Stop spending and start paying off debt

2. You need to be honest about how you got into debt in the first place and start dealing with your finances

3. Set goals and do whatever you need to do to become debt free...


Click here to read the rest of the article at YoungMoney.com.