Credit Card Debt Settlement Agency Flagstaff AZ

There are plenty of credit card debt settlement companies in the market these days and this can make selecting the best one difficult. If you want to ascertain if your credit card debt settlement company is authentic or not then here are some ways to be sure about it.

A New Beginning Credit Consulting
(480) 695-6435
P.O. Box 30522
Flagstaff, AZ
 
Desert Schools Federal Credit
(623) 335-5960
7975 W Peoria
Peoria, AZ
 
Debt Free Consolidation Phoenix
(623) 570-1310
3621 W Saguaro Park Lane
Glendale, AZ
 
Past Lives Healing LLC
(928) 300-1611
31 Spur Circle
Sedona, AZ
 
Sun Country Credit Union
(623) 975-2100
19436 North R H Johnson Blvd
Sun City, AZ
 
Premier Debt Solutions
(602) 889-7244
5450 East High Street
Phoenix , AZ
Prices and/or Promotions
Free consultation

Imagine Solutions Today IBO
(928) 284-0374
PO Box 20365
Sedona, AZ
 
Finefrock Law Firm Pllc
(480) 584-4886
770 N Monterey St
Gilbert, AZ
 
Private Debt Solutions
(480) 443-0313
15115 N Airport DR
Scottsdale, AZ
 
Kersting Zalena M Atty
(480) 345-2300
633 E Ray Rd
Gilbert, AZ
 

Credit Card Debt Settlement Agency

There are plenty of credit card debt settlement companies in the market these days and this can make selecting the best one difficult. If you want to ascertain if your credit card debt settlement company is authentic or not then here are some ways to be sure about it.

Track record of the company

First and foremost, you need to check on the reputation of the credit card debt settlement company. You can check on the internet for reviews and public user opinions or just ask around from family and friends as to the quality of the company. You will be surprised at how many inputs you get on the level of customer service of the company. If you find something even vaguely suspicious or which does not sound too good about the credit card debt settlement company then forget doing business with the agency.

Due accreditation needed

If you are considering opting for the services of a credit card debt settlement company then make sure it has been accredited by the TASC or The Association of Settlement Companies. This reduces the overall risk element involved as the credit card debt settlement company would have been assessed by third party individuals. Various aspects like performance and competence of the company are evaluated before membership is provided. Hence, if your credit card debt settlement company is accredited by the TASC that means you can be confident that it is an authentic company.

The service guarantee provided

Any authentic credit card debt settlement company will provide certain guarantees to its customers. In cases where the company is unable to provide a settlement for the debts you have, you need to receive a complete refund of your money spent. Also you should not believe those credit card debt settlement companies that make unrealistic promises like your settlement will not hamper your credit etc. Most of the time, a credit card debt settlement is definitely going to worsen your credit score but it is a far better alternative than declaring bankruptcy.

Necessary certifications required

Your potential credit card debt settlement company should also have debt arbitrators who have been IAPDA certified. These certified arbitrators know all the applicable regulations and laws pertaining to credit card debt settlement and hence can make sense of your financial status. Besides, since they know the laws pertaining to credit card debt settlement they will be in a much better position to negotiate and settle your debts optimally.

Chamber membership

Your credit card debt settlement company or agency also needs to be affiliated to or a member of a local commerce chamber. This chamber of commerce needs to be a member of the US Chamber of Commerce as well. If your credit card debt settlement agency meets this requirement then most likely, it is genuine and has honest dealings with its customers.

Another method of making sure you are getting a good deal is by doing the negotiation yourself with instruction from companies like http://No Debt.Net who recommend the Debt Free In 3 program available at

http://www.no debt.net/NoMoreDebt.html

By following this checklist and making sure your credit card debt settlement company meets these criteria, you can safeguard your finances and become debt free sooner.

Ted Batron is a financial expert who specializes in debt counseling and custom debt elimination plans. Free primer for those who on how to negotiate and settle credit card debt at a 30-70% discount and become debt free, visit http://www.No-Debt.net



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