Consequences of Credit Flagstaff AZ

A credit expert shares a few tips, tools and techniques to support young adults in saving more, spending less, paying off their debt and becoming financially savvy.

A New Beginning Credit Consulting
(480) 695-6435
P.O. Box 30522
Flagstaff, AZ
 
Only in Sedona / Sedona Psychic Wisdom
(928) 203-1194
PO Box 3294
Sedona, AZ
 
Slater Lawrence Atty
(480) 497-1330
1400 N Gilbert Rd
Gilbert, AZ
 
Verde Valley Guidance Clinic
(928) 634-2236
8 Cottonwood
Cottonwood, AZ
 
Heartsong Healing
(928) 300-6648
PO Box 4023
Sedona, AZ
 
A New Beginning Credit Consulting
(480) 695-6435
P.O. Box 30522
Flagstaff, AZ
 
Imagine Solutions Today IBO
(928) 284-0374
PO Box 20365
Sedona, AZ
 
Take Charge America
(623) 266-6376
20620 N 19th Ave
Phoenix, AZ
 
West Valley Mediation Center
(623) 412-2508
6670 W Cactus Raod, Ste A-102
Glendale, AZ
 
Private Debt Solutions
(480) 443-0313
15115 N Airport DR
Scottsdale, AZ
 

Consequences of Credit

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Understanding how to manage money, credit and debt is, in my opinion, one of the most important and lasting types of education you can get, and yet we're generally not taught these lessons in school, college, church or even at home. This leaves many of us to learn the hard way, about what's needed to become "responsible" with money.

Following are a few tips, tools and techniques that'll support you in saving more, spending less, paying off your debt and becoming financially savvy.

GAS GUZZLERS

We've all felt the "pressure at the pump" as gas prices skyrocket north of $2 and in some states as much as $3 per gallon. To use less gas and save a few dollars, consider car-pooling to work and other areas you frequently go to. Or better yet, if and take public transportation when you can- especially if your car is just going to be parked anyway.

I know it might be tempting to apply for a gas card to "help" you cover the cost of soaring prices but before you say, "Fill ‘er up" consider this:

An average tank holds 14 gallons, at $2.67 per gallon you'll pay $37.38 -- now add the 23.9% interest that most gas cards charge and you're looking at spending $46.31. That's a $8.93 "helping" hand.

WILL THAT BE CASH OR CREDIT?

One of the most profound lessons I've learned about money is how deeply emotional it is. No matter how much I have of it when I enter a store, the urge to pull out plastic over cash still haunts me. Retailers, convenience stores and even fast food restaurants have clued in on this and are making it easier for us to say, "Charge it."...


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