Choosing The Credit Card Sedona AZ

Compare credit card offers. Find a better rate NOW.

Arizona Federal
(602) 683-1000
1675 E Elliot Rd
Gilbert, AZ
 
USI Electronics
(520) 572-9850
7620 N Hartman Ln
Tucson, AZ
 
Harris HD T.V. Repair
(480) 968-6213
2620 W. Broadway Rd. Suite 5
Mesa, AZ
 
Mission Oaks National Bank
(480) 505-7060
1425 W Elliot Rd
Gilbert, AZ
 
Any Electronics & Computers LLC
(480) 726-5262
950 E. Pecos Road Suite 16
Chandler, AZ
 
Employer Solutions Group
(520) 320-9191
4727 E 5th Street
Tucson, AZ
 
Nationwide Printing And Supply
(520) 202-2275
2660 E. Ganley St.
Tucson, AZ
 
ADP Automatic Data Processing
(480) 961-4553
7474 W Chandler Blvd
Chandler, AZ
 
Arizona State Credit Union
(602) 467-4081
2277 W Guadalupe Rd
Gilbert, AZ
 
Time Plus
(480) 657-6670
9065 E Gary RD
Scottsdale, AZ
 

Choosing The Credit Card

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When was the last time you heard about a new and improved credit card?

Probably the last time you watched television.

When was the last time you received an offer to apply for a new credit card?

Most likely the last time you checked the mail.

These days, the competitiveness of card companies works in favor of consumers, who benefit from the ever-increasing incentive plans offered.

Considering that the average family holds seven credit cards, and the credit card debt held by Americans reaches $800 billion, there are things to consider before sending off an application for yet another credit card. Among them is this key: If you're going to use a credit card, use it wisely.

Second, choose the card that is going to work for you (low interest rates, incentives, and services), rather than allowing the credit card company to reap all of the benefits (annual fees, late fees, and high interest charges) from you.

Now that you have committed that one to memory, here are more useful tips:

Tip #1: Put yourself in the driver's seat

When it comes to choosing credit cards, it pays to be proactive rather than reactive. Credit card offers through the mail might be a good place to start shopping, but they are certainly not your only options.

According to credit expert Gerri Detweiler, author of The Ultimate Credit Handbook, consumers should not rely strictly on mail solicitations to offer the best choice in credit cards....


Click here to read the rest of the article at YoungMoney.com.